Rosie was born into the classic cowhand family on the West Ranch in Goliad County. Her father, Larry Terrell, was foreman on the ranch and her mother, Elvira Steward Terrell, was the ranch cook. Her brother, L.V. Terrell, became a tophand on the O’Connor Ranches. Both sets of grandparents were brought into Texas as slaves. Both grandfathers, Henry Terrell and Tom Seward, were cowhands on the Welder Ranches and O'Connor Ranches respectively. When her family was badgering her grandfather, Tom Steward, to buy a house he countered, “As long as O’Connor horses and cows had a tail he didn’t need to buy a home”. Rosie went to school in Lewis' Bend, the freedman community on the banks of the San‘tone River, and then to Booker T. Washington High School in Houston, Texas. Life in Lewis’ Bend was very good to Rosie. She remembered big outdoor BBQ suppers lighted with lanterns and candles. There were many weddings and a big choir with a piano. Rosie wanted to marry a cowhand early on, and soon enough she married Willie Jones, an O’Connor tophand, in the church in Lewis’ Bend. Willie’s mother was Josephine Power, the sister of Louis Power, the revered O’Connor Bros. foreman. Rosie spent many years keeping Louis' books and cooking for him at the O'Connor Duke Ranch. With her husband a Duke Ranch tophand, any horse her husband would ride for the first time, she would ride the second time. She only got thrown once. “I guess that horse got a bit contrary ‘cause he threw me from Goliad County into Refugio County, right across the fence line.” Rosie remembered her husband being very upset when he quit riding. He had a stroke but he never gave up the ranch. Rosie lived the ranching life. She was tough and talented both on the ranch and in the home.